RealTimeExpress Blog

September 3, 2009

Back Injury Prevention

Filed under: Commercial Insurance — realtimeexpress @ 7:43 pm
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Heard the expression, “I’ve got your back”? So what about your back?  You’re really the one who has it–physically, that is.

Back injuries are one of the most commonly occurring injuries both occupationally and also in the off-the-job activities.  What can we do about controlling this type of injury?

Back Injury Prevention

First of all prevention is the key, as it is the caser with all injuries.  Let’s look at some of the key element sin back injury prevention:

  • Don’t try to be Superman.  If someone is assigned a task beyond his mention capabilities, he will usually tell his supervisor, “I do not know how to do that,” or make some similar statement.  Don’t perform beyond your capabilities.  Get help!
  • Size up the load before lifting (or otherwise moving) it.  Some packages are much heavier than they appear.  So attempt to push the load slightly with your foot before “snatching and grabbing” the load.
  • Be sure the path is safe.  Before carrying the load, look at the floor along the planned path of travel.  There should be no obstacles or spilled fluids in the way.  Many back injuries or other muscular strains occur because the person carrying the load slips or stumbles, causing a sudden sift in the load.
  • Limber up before lifting.  All athletes know the importance of some basic calisthenics prior to beginning a physically-demanding contest.  The same applies to you.  Stretching exercises are critical prior to any manual lifting, especially in the early morning before the body is warm and flexible.

Workers compensation insurance coverage is critical for covering employee back injuries.  Talk to your agent about using for multiple carrier quoting.

Contact Mark Van Horn @

July 29, 2009

How To Find The Best Deal For Your Commercial Insurance

Looking for the best deal on you commercial insurance?  Need a Business Owners Policy (BOP)?  Need Workers’ Compensation?  Need Commercial Auto insurance?  Here are the steps to make sure you get the best deal possible.

  1. Ask your agent if he or she uses an online commercial comparative rater.  Agents need to be able to give you more than one quote and they need to give it to you quickly (not days).  Many agents are not aware of these tools. 
  2. Ask to see a side-by-side comparison of coverages and premiums by insurance carrier.
  3. Ask your agent to clarify advantages & disadvantages of coverages by carrier.

Following these simple steps will ensure you get the best deal possible on your commercial insurance.  Insurance agents to be aware of tools that exists to make thier life easier & efficient.

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