RealTimeExpress Blog

December 29, 2009

What is BOP Insurance?

Filed under: Commercial Insurance — realtimeexpress @ 3:49 pm
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Businesses big & small face many risks.  Business owners need insurance to protect their business and assets.

What is a BOP?  Many business owners simply do not know.  A BOP is a Business Owners Policy.  It’s a package of insurance.  Coverages include Property Insurance, Business Interruption Insurance, & Liability Insurance.  Most carriers also offer package enhancement endorsements.

A BOP does not cover Workers Compensation, Professional Liability, Auto Insurance, or Health and Disability Insurance.  These risks must be covered by separate policies.

Consult your insurance professional today about BOP Insurance!

RealTimeExpress allows agents to access BOP Insurance quotes for multiple carriers with a single entry.  For more information, contact Mark Van Horn at mvanhorn@quantumsys.net or call 214-295-1586.

August 26, 2009

Beauty Shops Popular In Comparative Rater

Filed under: Uncategorized — realtimeexpress @ 3:58 pm
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“Beauty Shops” classification is gaining popularity in comparative raters.  Within RealTimeExpress.com it is the 6th most quoted classification for Business Owners Policy (BOP).  Here are the results of a quoted Beauty Shop classification using 6 carriers. 

Premium

  • Carrier A:   $2,700
  • Carrier B:   $4,368
  • Carrier C:   $2,018
  • Carrier D:   $5,304
  • Carrier E:   $4,353
  • Carrier F:   $3,718

As you can see, using a comparative rater gives you, the agent, options to present to your insured.  By the way, this firm bindable quote was was done in less than 8 minutes using RealTimeExpress.

For more information regarding RealTimeExpress.com contact David Taylor at dtaylor@quantumsys.net.

The above was quoted using $2mln in receipts, $200,000 payroll, and 5,000 sq ft.

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