RealTimeExpress Blog

August 26, 2009

Beauty Shops Popular In Comparative Rater

Filed under: Uncategorized — realtimeexpress @ 3:58 pm
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“Beauty Shops” classification is gaining popularity in comparative raters.  Within it is the 6th most quoted classification for Business Owners Policy (BOP).  Here are the results of a quoted Beauty Shop classification using 6 carriers. 


  • Carrier A:   $2,700
  • Carrier B:   $4,368
  • Carrier C:   $2,018
  • Carrier D:   $5,304
  • Carrier E:   $4,353
  • Carrier F:   $3,718

As you can see, using a comparative rater gives you, the agent, options to present to your insured.  By the way, this firm bindable quote was was done in less than 8 minutes using RealTimeExpress.

For more information regarding contact David Taylor at

The above was quoted using $2mln in receipts, $200,000 payroll, and 5,000 sq ft.

August 25, 2009

Fast Track to Small Commercial Success

Filed under: Uncategorized — realtimeexpress @ 7:21 pm
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Did you know small commercial insurance policies (BOP, Commercial Auto, and Workers Compensation) are at $95 billion industry and they account for more than 40% of the commercial business written in the United States?

That makes Small Commercial a great market to be in – specially if you have the secret weapon, a commercial comparative rater, designed especially for agents with direct appointments.

Have you ever wanted to have just one place where you could:

  • Input your data in one website
  • Not have to re-key anything, or answer the same question twice for your direct appointments, and
  • Receive multiple quotes from national carriers such as Travelers, The Hartford, CNA, Liberty/Safeco, and Zurich in real-time?

That’s exactly what comparative raters can do for you.  You will receive multiple quotes, as if you had entered each account into each carrier’s website, without the risk of keyboard errors.  And you get to keep your commissions and contingencies!

Are You Miss Out on These Benefits?

  • Efficiency – save time by entering information only one time
  • One system and one set of questions containing all carrier eligibility rules
  • Allows additional time for service, prospecting and closing

To learn more about RealTimeExpress contact me, Mark Van Horn at

August 17, 2009

5 Reasons To Use A Comparative Rater For Commercial Insurance

Filed under: Commercial Insurance — realtimeexpress @ 7:15 pm
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Premium Summary

Premium Summary

Here are 5 really good reasons to use a comparative rater for standard commercial insurance (BOP, Commercial Auto, & Workers’ Compensation):

  1. Going to each carriers website to enter data causes quote fatigue.  It’s impossible to shop each carrier appointment.  Using a comparative rater for commercial insurance allows you to enter data one time and get back multiple quotes in real-time.
  2. No longer do you have to know the appetite for each carrier.  The comparative rater does it for you.
  3. Side-by-side comparison.  With comparative raters, you can view a side-by-side comparison of each carrier coverage and quoted premium.
  4. Data is pre-filled at the carriers website.  When you get a quote with a comparative rater, the data is pre-filled at the carriers website.  No more duplicate entry.
  5. More time for selling.  Using a comparative rater allows the user to spend less time quoting and more time selling.  This helps your bottom line.

For more information regarding comparative raters, contact me (Mark Van Horn) at 469-892-9849.

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