RealTimeExpress Blog

July 29, 2009

How To Find The Best Deal For Your Commercial Insurance

Looking for the best deal on you commercial insurance?  Need a Business Owners Policy (BOP)?  Need Workers’ Compensation?  Need Commercial Auto insurance?  Here are the steps to make sure you get the best deal possible.

  1. Ask your agent if he or she uses an online commercial comparative rater.  Agents need to be able to give you more than one quote and they need to give it to you quickly (not days).  Many agents are not aware of these tools. 
  2. Ask to see a side-by-side comparison of coverages and premiums by insurance carrier.
  3. Ask your agent to clarify advantages & disadvantages of coverages by carrier.

Following these simple steps will ensure you get the best deal possible on your commercial insurance.  Insurance agents to be aware of tools that exists to make thier life easier & efficient.

For more information regarding www.realtimeexpress, contact us at helpdesk@realtimeexpress.com.

July 23, 2009

Top 20 Business Classifications for Business Owners Policy

Take a look at the top 20 quoted business classifications in the last 60 days from our on-line comparative rater realtimeexpress.com.   

1.  Convenience Food Stores
2.  Restaurants – All Restaurants (Dine-in, Carry-out, Fast Food, Pizza, etc.)
3.  Building or Premises – LRO Single Occupancy
4.  Automobile Repair or Service Shops
5.  Cellular Phones and Pagers Stores
6.  Beauty Shop
7.  Building or Premises – LRO Multiple Occupancy
8.  Churches
9.  Building or Premises – LRO Strip Shopping Center
10. Grocery Stores
11. Insurance Agents
12. Building or Premises – LRO Multiple Occupancy Office
13. Liquor, Wine and Beer – Retail
14. Doctors Offices (No Emergency Clinics)
15. Nail Salons
16. Real Estate Office
17. Janitorial Services
18. Dentists
19. Furniture Stores Retail
20. Gift, Novelty, Souvenirs Retail

For more information or to schedule a demonstration of RealTimeExpress email dtaylor@quantumsys.net.

July 13, 2009

Step One To Growing Your Commercial Insurance Business

Filed under: Commercial Insurance — realtimeexpress @ 9:36 pm
Tags: , ,

Step one to growing your commercial insurance business is simple.  It least it sounds simple and it is. 

Stop and Listen.

There is a story of a crusty old logger who meets a chainsaw salesman who asks him how many trees he can cut down in a day.  The logger says, “Oh, about 20”.  The salesman tells the logger that he can cut down 100 trees a day using the chainsaw.  The logger sees this would be a good thing and buys one.  One week later he returns the saw and says, “the best I can do is 25 trees a day”.  The chainsaw salesman, looks the saw over, and says, “Well, it looks good”.  He then pulls the starter and the saw kicks over with a roar.  The logger looks startled and says, “Hey, what’s that noise?”

 Just like the logger above, too many times you hear about technology & efficiency but just don’t know how to stop and listen.  Many times, you are so busy that you don’t have time to even think about efficiency. 

You can’t continue to do the same thing and expect a different result.  Start asking yourself the most common questions:

  • Why do I enter the same data over and over again?
  • Why do I have to go to each carriers website to get a quote?
  • Why can’t I have a great looking proposal including a coverage comparison for each carrier?

So the first step to growing your insurance business is to stop and listen.  Research.  Don’t be “so busy” that you can’t stop and strategize.

Learn more about commercial RealTime quoting.   It can grow your business.

 

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